Here are some common questions about Open Enrollment.
Getting
Started
What is the Open Enrollment Period?
The Open Enrollment period is a period of time, determined by your employer, during which you are allowed to make any changes to your current benefits.
Note: No changes are allowed after the commencement of a new plan year, unless you experience a qualifying event.
Do I need to enroll?
The cost of these benefits will NOT be deducted from your paycheck.
Enrollment for healthcare coverage will occur once successful negotiations with the Unions have been finalized. You will receive an enrollment notification at that time. If you and your eligible dependent(s) are currently enrolled in a Cigna healthcare plan, your coverage will automatically roll over to the 2020 plan year.
You are permitted to make changes to your healthcare coverage, if you experience a qualifying Change in Status Event during the year. The election changes must be requested and submitted with proper documentation within 30 days from the qualifying event and the change must be consistent with the type of event.
When are flexible benefits for the new plan year effective and for how long?
The benefits are effective January 1, 2020 through December 31, 2020.
How do I enroll in flexible benefits?
To obtain a Flexible Benefits enrollment form, contact FBMC Service Center:
1-855-MDC-PS4U (1-855-632-7748), Monday – Friday, 7 a.m. – 7 p.m. ET.
To enroll in any of the flexible benefits, effective January 1, 2020, you must submit a flexible benefits enrollment form. Mail your completed enrollment form, with your first month premium, payable to FBMC to:
FBMC Benefits Management, Inc.
P.O. Box 12241
Miami, Florida 33101
How would I pay for my flexible benefits?
FBMC will bill you for the flexible benefits.
Coverage
Will the School Board subsidize my dependent healthcare premium?
No, the Board will not pay a portion of your dependent healthcare coverage.
Will I continue to receive the Flex Credit Dollars?
Employees represented by the AFSCME Union and enrolled in a healthcare plan will receive an annual flex credit of $115. The flex credit will be added to the employees’ gross income and paid through the payroll system based on the number of payroll checks the employee receives.
- 10-month employees (20 paychecks) – $5.75
- 11-month employees (24 paychecks) – $4.79
- 12-month employees (26 paychecks) – $4.42
What are my choices if I have healthcare coverage outside the School Board (group healthcare, Medicare or Medicaid)?
You can opt-out of the board offered healthcare plan and in lieu of healthcare coverage, the board will contribute $100.00 per month. You will receive $100.00 a month, paid bi-weekly through the payroll system based on the deduction pay schedule (subject to withholding and FICA) as follows:
- 10-month employees will receive a $60.00 payment in 20 paychecks
- 11-month employees will receive a $50.00 payment in 24 paychecks
- 12-month employees will receive a $46.15 payment in 26 paychecks
Can I enroll in accidental Death & Dismemberment Coverage?
No, AFSCME employees CANNOT enroll in this benefit.
Can I purchase flexible benefits?
Yes, you can purchase flexible benefits by calling FBMC at 1.855.MDC.PS4U (1.855.632.7748) and requesting an enrollment form.
Will my healthcare benefits continue if I am on a Board-approved leave of absence?
If you are out on a Board-approved leave that’s eligible for benefits, your healthcare coverage will continue. If you are out on leave of absence that does not provide you with healthcare benefits, you will be given the opportunity of continuing your benefits at your cost.
For additional information regarding your current leave status or you want to apply for leave contact the Leave Office at 305-995-7090.
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Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129
FBMC Service Center
Mon - Fri, 7 a.m. to 7 p.m. ET
1-855-MDC-PS4U (1-855-632-7748)